Jack started investing over 30 years ago, and he has turned his passion for creative real estate and notes into multiple million dollar businesses.

Hank Harenberg, a past Publisher of the NoteWorthy Newsletter, host of the annual Industry Convention and one of the most successful note investors in the country.

Lisa has been a real estate investor since 1978, an investor in private mortgages since 1988; a professional speaker since 1991 and a consultant to many businesses in the real estate and financial services community since 1998. She received the Noteworthy Industry Leader award in 2002. She a professional member of the National Speakers Association, and has taught over 2,000 workshops and seminars on the subject of real estate, private mortgages, and marketing. Lisa also served on the board of Directors of the National Real Estate Investor’s Association and has been a presenter at several national and international real estate events.

Donna Bauer, nationally known as The NoteBuyer®, is a recognized authority on Discounted Notes and Seller Financing. For the past two decades, Donna's exclusive strategies have produced stellar results regardless of economic conditions.

As thousands of successful investors have discovered, Donna's approach to real estate investing is brilliantly suited to today's market and the shift toward alternative forms of financing.

John Behle is one of the foremost educators in discounted cash flows. His innovative strategies and techniques have shaped the paper industry. With over two decades in the industry and an extensive background in real estate and finance, John Behle adds a wealth of knowledge and experience to his creative money-making techniques. John holds an National Council of Exchangors Gold Card and an EMS designation. He is also listed in Who's Who In Creative Real Estate. He is the author of several hundred articles published in national magazines and newsletters.

Leland is the President and Founder of Charter Financial and the Cash Flow Institute. He has been in the note business for over 15 years and specializes in real estate notes and structured settlements.

David Butler is the owner of Hotspur Consulting Services financial brokerage and consulting firm. David is also a licensed mortgage and real estate broker. He has been investing in real estate and discounted cash flows since 1977.

Eddie Speed is the president of Colonial Funding Group, LLC and the founder of NoteSchool™. He is the author of Streetwise Seller Financing, and a nationally recognized expert on seller-financed notes. Eddie has purchased more 30,000 notes totaling over a half a billion dollars in the past 30 years – an industry record. He has received many of the industry's top gun awards, including the Noteworthy 2006 Industry Achievement Award.

Bob has been trading seller-financed and conventional mortgages on the secondary market since 1994 and has completed more than 2000 transactions. He’s a former licensed Mortgage Banker licensed in 12 states and took his former company, Success Financial Services Group, public in 2000 (Pink Sheets: SFSG), serving as CEO for two years. He specializes in the utilization of notes to circumvent short sales and maximize real estate profits.

Jayme has over 30 years in the Real Estate Investment Field in the formation of, and involvement in, REITS, Investment Partnerships, and Syndications where she has acted as Investor, Syndicator, Mortgage Banker, Underwriter, and Commercial Developer. She’s been a licensed Mortgage Lender & Banker, CFO of publicly traded Success Financial Services Group, and a principal buyer of performing and non-performing mortgages since 1992. She’s a former CPA in three states, and is currently the principal in EquiCapital Source, Inc., an Austin-based Commercial Real Estate Private Investment Fund.

Lee R. Phillips, well-respected attorney, is a counselor to the United States Supreme Court and nationally recognized author and speaker in the area of legal structuring, asset protection and high end tax planning. The worries everyone has about their financial security are millstones around their necks. Proper personal and business structuring lets people drop the millstones and move forward financially and emotionally. Lee presents these "tools of wealth" in a very entertaining way.

Michael T. Morrongiello is an active investor who specializes in real estate and real estate paper investments. Widely known as one of the most knowledgeable & creative minds in the paper business, Michael started creating paper as a result of his own real estate investment activities in the early 1980s. Michael strongly believes in the powerful unity that generates solutions when real estate is creatively coupled with paper.

Tom Standen founder and President of The Note Servicing Center in Midpines, CA. He has been a licensed broker since 1976 and is one of the founding directors of the California Trust Deed Brokers Association where he worked on the legislative advisory committee for the association in an advocacy capacity. His experience spans over 30 years in Real Estate and Finance. The Note Servicing Center Inc. is licensed by the Department of Real Estate, is bonded and registered as a threshold broker servicing multi-investor note/loans.

With more that 20 years of experience in finding real estate notes and successful real estate note investing, Jeff is a true leader in this industry. His courses teach investors the secrets to finding discounted real estate notes for sale and negotiating with these notes for maximum returns. His keys for finding real estate notes are proven to help any blooming investor become successful in real estate note investing.

An investment property expert, Bill has 20 years experience helping people achieve their retirement dreams through real estate and mortgage investments. His clients rely on his business insight and industry knowledge to sell property and identify investment opportunities which translate into secured investments that generate monthly income.

Divina K. Westerfield, J.D., is President of National Note Association, Inc. Dr. Westerfield is active in residential and commercial real estate investing, including performing and non-performing notes. She has practiced as an attorney since 1984 in construction, real estate, banking, finance and securities. Since 2003, she has focused on real estate and performing and non-performing notes while also teaching Business Law and Ethics to MBA and Doctorial candidates.

Jeff Watson has been a full time practicing attorney for the last 18 years, and has an active trial/hearing practice. He and his wife Lorri have been real estate investors since 1994. Their real estate investing experience includes: rehabbing, creative buying, long term holding of numerous rental properties and apartment buildings and handling several short sales in more than one state at any given time. Jeff frequently assists and represents other investors in their deals, negotiations and in litigation. He prepares deeds and other documents for a local title company and real estate brokerage.

Walter Wofford is an active real estate investor from the Jackson, MS area utilizing IRAs and other Retirement Accounts as his primary funding source in his day-to-day business real estate business. These methods include options, private IRA borrowing, buy/sell structuring, rentals plus much more.

Henry Dvorken is licensed real estate broker in Texas and frequent speaker and teacher at NoteWorthy conventions. He is president of Courtman Companies, which among other things, manages rental properties, buys, sells and brokers real estate. Henry has written and taught several programs for note brokers and real estate investors. One of the pioneers of this industry, Henry is a keystone of knowledge and always willing to share his expertise with others.

Gary Boomershine has over 19 years of sales and executive management experience in emerging markets and public markets in a broad range of industries including Residential and Commercial Real Estate, Enterprise Software, New Media, and High Tech Manufacturing. Gary has previously held senior sales and management roles at CrossWorlds Software (acquired by IBM), Recipio (acquired by SATMETRIX), and DiCarta Software (acquired by Emptoris). Mr. Boomershine is known for his ability to identify emerging markets, build and manage strategic relationships, structure and negotiate complex deals, and build and foster strong management teams and advisory boards.

George Antone is a serial entrepreneur, investor, financier, best-selling author and veteran real estate investor, experienced in both residential and commercial properties. He is also a managing partner in Full Throttle Ventures, a venture company whose successful portfolio includes a renewable energy finance company, a media finance company, a real estate private money financing company that specializes in distressed residential properties, just to name a few.

Roberta Standen is Vice President of The Note Servicing Center. NSC provides servicing for some of the most creative note investors on the planet. She delivers enormous benefits as she relates to non-traditional financing, as well as augmenting the ability of brokers and investors to implement wealth-building strategies. NSC services Limited Liability Interests, HELOC’s, IRA Plans, All-Inclusive Notes, Partials, Subject-To’s, Contracts of Sale, Installment Notes and all types of Owner Finance Notes. No note too difficult to service.

Because of his no nonsense, creative techniques, Tom receives calls nationwide asking for his advice and expertise. Tom is a sought after speaker and writer, who teaches powerful "money in your pocket" methods of acquiring and disposing of real estate. His specialties are in trading owner finance notes and applying the wonders of time value of money as a practical vehicle for creating wealth. Tom is known for turning poor quality notes into astronomical yields and his ability to satisfy both the buyers' and sellers' needs through owner financing.

In addition to serving as Cash Flow Exclusive, LLC’s executive vice president, Marty Granoff has been in the investment field for more than 45 years and has operated as Granoff Enterprises since 1980. In 1990, he moved from raising money for private placements to the brokering of existing real estate notes and then to other types of cash flows since 1992. Today, Granoff Enterprises deals as investor and sometimes as broker for state lottery winnings, structured settlements, contest and casino winnings, investment annuities, business notes and other types of future cash flows with strong payors.

Besides being one of Cash Flow Exclusive, LLC’s founders and the current president and CEO, Ralf Bieler is also one of the two principals and the CEO of Multiple Funding Solutions, Inc., the Florida based micro-factoring / PO funding company he and his partner and wife Flor founded in 2002. He is also one of the co-founders and instructors of The Micro-Factor Academy, where future investors can get set-up with their own micro-factoring business and trained on how to run it successfully.

Marty is President of LoanMLS.com and has over fifteen years experience in real estate and private money lending. Martin has personally purchased and resold more than 1,000 properties, and has originated and/or purchased more than 3,500 private money loans and raised over $100 million in private funds. In June, 2009, he created and launched LoanMLS.com, a national online loan exchange currently used by over 12,000 loan professionals and investors to buy and sell loans. Six months later, he launched an educational site about investing in and borrowing private money real estate loans, PrivateMoneyLendingGuide.com.

Kevin is a Real Estate Investor and founder of Madison Management Services, LLC. He has been investing in real estate for about 8 years, first as a landlord, and now as a note investor focusing on defaulted mortgages, performing mortgages, and short sales. His company, Madison Management Services, provides special servicing for both private investors and larger hedge funds and institutions.

As an experienced real estate investor and note broker, Gerald is an expert at the acquisition, management and sale of notes. With an emphasis on Partnering and Joint Ventures he has been very successful in raising capital and producing impressive returns for our investors. Gerald has been involved in real estate since the late 1990’s, first as a developer, then later with rentals and the purchase, rehab and sale of investment properties. Prior to the real estate business, Gerald was a project manager for a global heavy industrial general contractor.

Carl is a loan officer-turned-marketing-guru who founded the 'Marketing Animals,' a coaching network for mortgage professionals. Carl is well known for his expertise in video marketing and social media strategies.

Dave specializes in acquiring, managing & liquidating performing & non-performing notes nationwide. His goal is to bridge the gap between the institutional note seller and the retail note buyer/investor. Although he has been investing, rehabbing, and managing rental properties since 1989, he now prefers to hold paper as opposed to holding real properties.

Trading Desk Manager at FCI Exchange, Inc (FCI since 2010): Michael has over 15 years experience in the coordination of over $100 million in real estate, finance and note acquisitions. Along with managing the note trades at FCI Exchange, Michael continues to grow a strong national network of individual note buyers, hedge funds, private equity groups and lending institutions.

Anthony Martinez has over 38 years of knowledge and experience with real estate and real estate related fields. He has been a licensed real estate agent for over 18 years. He has acquired over $20 million in real estate under his own portfolio. He has also worked as a general contractor, rehabilitating over 50 properties. Tony also owns all his investment properties and has worked with investors throughout his career.